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No matter what stage you are in (overdue accounts, lawsuits pending, judgments entered, liens files), we can help. The more energy you expend worrying, the less work you get done, the less money you make, and the less you can afford to pay your creditors. Our proven track record in the past eight years has been 50% to 90% reductions. If creditors have your number, you should have ours. (888) 475-2610 Don't consolidate your debt, negotiate your debt. Don't consolidate your debt, negotiate your debt. Melucci, Thomas and Brown is a professional debt negotiating firm whose expertise lies in reducing problem debt for consumers and businesses for pennies on the dollar. We guarantee results or you pay us nothing. If you have suffered the anguish of having your automobile repossessed, you may think it couldn't get worse. But sometimes it does because a deficiency judgment could be filed against you. We offer you a viable alternative to bankruptcy and expensive consolidation loans. Many times debtors and creditors cannot get past their emotions to even think about settling a matter. Just having objective third party intervention can set the tone for amiable resolution. We work directly with your creditors to negotiate reductions in your total unsecured debt balance.

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