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We offer you a viable alternative to bankruptcy and expensive consolidation loans. Our proven track record in the past eight years has been 50% to 90% reductions. We guarantee results or you pay us nothing. Don't consolidate your debt, negotiate your debt. Don't consolidate your debt, negotiate your debt. We work directly with your creditors to negotiate reductions in your total unsecured debt balance. Our specially trained negotiators are experts at obtaining favorable results which often lead to continued relationships between the debtor and the creditor. We can restore your peace of mind by stopping harassing creditors' calls. Call now for a free telephone consultation. Melucci, Thomas and Brown is a professional debt negotiating firm whose expertise lies in reducing problem debt for consumers and businesses for pennies on the dollar. If you have suffered the anguish of having your automobile repossessed, you may think it couldn't get worse. But sometimes it does because a deficiency judgment could be filed against you. If creditors have your number, you should have ours. (888) 475-2610 If creditors have your number, you should have ours. (888) 475-2610 No matter what stage you are in (overdue accounts, lawsuits pending, judgments entered, liens files), we can help.

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