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Our specially trained negotiators are experts at obtaining favorable results which often lead to continued relationships between the debtor and the creditor. Melucci, Thomas and Brown is a professional debt negotiating firm whose expertise lies in reducing problem debt for consumers and businesses for pennies on the dollar. Settle debts for pennies on the dollar. The more energy you expend worrying, the less work you get done, the less money you make, and the less you can afford to pay your creditors. Melucci, Thomas and Brown is a professional debt negotiating firm whose expertise lies in reducing problem debt for consumers and businesses for pennies on the dollar. Don't consolidate your debt, negotiate your debt. No matter what stage you are in (overdue accounts, lawsuits pending, judgments entered, liens files), we can help. We guarantee results or you pay us nothing. If creditors have your number, you should have ours. (888) 475-2610 Our proven track record in the past eight years has been 50% to 90% reductions. We offer you a viable alternative to bankruptcy and expensive consolidation loans. We work directly with your creditors to negotiate reductions in your total unsecured debt balance. We can restore your peace of mind by stopping harassing creditors' calls. Call now for a free telephone consultation.

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