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Don't consolidate your debt, negotiate your debt. Just having objective third party intervention can set the tone for amiable resolution. If creditors have your number, you should have ours. (888) 475-2610 Melucci, Thomas and Brown is a professional debt negotiating firm whose expertise lies in reducing problem debt for consumers and businesses for pennies on the dollar. We guarantee results or you pay us nothing. We offer you a viable alternative to bankruptcy and expensive consolidation loans. If creditors have your number, you should have ours. (888) 475-2610 Many times debtors and creditors cannot get past their emotions to even think about settling a matter. No matter what stage you are in (overdue accounts, lawsuits pending, judgments entered, liens files), we can help. Our goal is to put you back in control of your finances by significantly REDUCING your ACTUAL DEBT, not by consolidating what you owe. We offer you a viable alternative to bankruptcy and expensive consolidation loans. Our specially trained negotiators are experts at obtaining favorable results which often lead to continued relationships between the debtor and the creditor. Our proven track record in the past eight years has been 50% to 90% reductions.

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