The best time to call us is before your creditors obtain a judgment against you, however, if a lawsuit has been filed, we can still help.

When creditors file lawsuits, it costs them money. They probably have already paid a collection agency, and now they must hire attorneys and pay court costs. Once a judgment is obtained against you, they are more likely to enforce it with writs, liens and abstracts than settle for anything less than what is due. At this point, you not only owe the original debt, but attorney's fees, costs and interest are added, and you may be subject to embarrassing wage garnishment until the judgment is satisfied.

Don't ignore your financial situation until it's too late. We can help you by negotiating out-of-court settlements before additional legal fees and costs compound your problem. Call us now for a free telephone consultation.